In the case of travelers or tourists, the chances are you will already have insurance that covers you in Thailand. If you have health insurance or travel insurance in your home country, call your insurance provider before you leave and check that you are covered in Thailand.

If you aren’t covered by your current insurance provider, ask them about the costs of insuring you on your trip. In all likelihood, your current insurance provider will give you the best deal as you are already a paying customer.

However, if you are already in Thailand, either as a tourist who forgot about insurance or as an expat, using your home health insurance provider generally isn’t an option.

Therefore, you will need to look into local health insurance options in Thailand either by contacting insurance providers directly or by using a local Thai insurance broker.

If you have the time and energy, searching and comparing health insurance plans from providers in Thailand is a great option. You can fill in the short questionnaires about your personal details and medical history and receive plan options to compare.

However, for many, this option is too time-consuming and so they choose a local Thai health insurance broker. In Thailand is very popular for insurance agents to sell plans on behalf of one or several health insurance providers for a commission.

Contacting an insurance agent in Thailand will help you get the best deal for your current situation and budget. Just make sure you are always honest when answering questions about your medical history and existing conditions!