Choosing travel insurance when coming to Thailand can become a real headache. There are many aspects to consider for your insurance policy, many of which we have outlined in our beginner’s guide to travel insurance for Thailand.
Who Needs Thailand Travel Insurance?
Simply, anyone visiting Thailand for a holiday, break, short time, or regularly for business travel should consider purchasing a solid insurance policy.
There are different options to consider depending on whether you are traveling to Thailand as a one-off or if you plan to return to Thailand multiple times within a short period.
What Should Travel Insurance For Thailand Include?
Insurance for travel policies contain a wide range of options, inclusions, and exclusions. Depending on your needs you should consider an insurance policy that covers:
- Flight delays or cancellations
- Lost baggage or luggage at the airport and during your stay in Thailand
- Lost or stolen personal items
- Health emergencies and expenses
- Injury from high-risk activities such as scuba diving or sports
- Motorbike or road accidents
Some insurance plans will require add-ons for high-risk activities such as riding a motorcycle or practicing Muay Thai. Make sure you fully understand what your travel insurance covers and which extras you might require.
Where Can You Find Thai Travel Insurance?
The first port of call for researching insurance when traveling to Thailand is your local insurance provider. You can ask your credit card provider and bank if they have any policies that may cover you during your trip also.
However, if you are looking for an insurance policy that covers your time in Thailand more comprehensively, you should buy travel insurance from a local Thai provider.
This has multiple benefits including a lower premium and easier claims should you require medical attention while in Thailand.
A local insurance comparison service such as Mister Prakan is the easiest way to find Thailand travel insurance with plans from all major insurance providers in Thailand.
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