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The coronavirus pandemic has placed everyone on alert worldwide. People are taking better care of their health and becoming more careful when it comes to personal hygiene.
For ex-pats and foreigners living in Thailand, the COVID situation has created some uncertainty. While following the local news can provide good updates about the coronavirus across the country, the information is not always reliable.
Buying health insurance in Thailand as a foreigner may seem quite daunting at first. Insurance policies can seem complicated and hard to understand, you may feel uncertain about what coverage you need, and even finding a trustworthy insurance provider can prove stressful.
However, if you are staying or living in Thailand long-term, you will eventually need to visit a doctor or hospital. Having a solid ex-pat health insurance plan in place will make these visits easy and straightforward.
Before October 31, 2019, the visa available for retirees over the age of 50 only required proof of enough funds to sustain themselves while living in the Land of Smiles. This was in the form of a deposit of at least 800,000 Thai baht in your Thai bank account, proof of income of at least 65,000 Thai baht per month, or a combination of both. Now, health insurance is also a requirement.
The emergence of the coronavirus pandemic at the beginning of 2020 shook the tourism industry to its core. Travel was either halted or heavily disrupted worldwide, with Thailand one of the first countries to completely close its international borders. Regardless, Thailand is slowly, but steadily, reopening its doors to international travelers in 2021 in an attempt to revive the tourism industry and help the thousands of locals affected by the lack of arrivals into the country.
If you live, work, or stay in Thailand for extended periods, the thought of buying health insurance has almost certainly crossed your mind. Medical care in Thailand has the potential to cost a fortune, particularly in private hospitals where you are most likely to visit as a foreigner or expat. Even public or government hospital bills can tally up quickly for major procedures or long stays.